Terms of Service

1. Eligibility

The Service is available only to individuals who:

1. Are at least 18 years old, and
2. Are physically located in the United States.

By using the Service, you represent and warrant that you meet both conditions.

2. Acceptable Use

You agree to:

• Access the Service personally, not via bots, scrapers, or other automated tools.
• Upload only quotes you own or are authorized to submit.
• Refrain from reselling, sublicensing, or commercial republication of audit Outputs.
• Avoid reverse-engineering, data-mining, or cloning any portion of the Service.
• Use the Service lawfully and without disrupting or harming others.

We may suspend or terminate any account that violates these Terms, without prior notice or right of appeal.

3. Your Content

You retain ownership of content you submit but grant us a non-exclusive license to process it solely to provide the Service. You are responsible for:

• Ensuring you have all necessary rights to upload the content.
• Excluding private, sensitive, or defamatory material.

We do not guarantee any legal compliance, accuracy, or outcome based on your submissions.

4. Generated Content (“Outputs”)

Audit summaries, transparency scores, and recommended messages (collectively, “Outputs”):

• Are licensed to you for personal, non-commercial use.
• May be publicly shared for personal purposes (e.g., on social media or a personal blog) provided they are not modified in a way that misrepresents the Service and are not offered for sale or incorporated into commercial products.
• Remain the intellectual property of QuoteChecker.ai.
• May not be resold, sublicensed, embedded in commercial offerings, or used to train other models.

Commercial licensing is available separately under Contractor Mode.

5. Accounts

• One personal account per individual household.
• Keep your credentials confidential; you are responsible for all activity under your login.
• We may suspend, restrict, or delete any account at any time, at our sole discretion.
• Upon termination, we may immediately delete your data and have no obligation to provide an export.

6. Billing & Subscriptions

• Paid plans are offered on monthly or annual cycles and auto-renew by default.
• All charges are processed by a secure third-party payment provider.
• No refunds (full or partial) are issued unless required by law.
• Failed payments pause access immediately; reactivation requires settling the balance.
• Plan prices or features may change with advance notice; continued use after the effective date constitutes acceptance.

7. AI & Automation Disclaimer

The Service submits your content to external AI systems to generate Outputs. Your data is processed transiently and is not retained by those systems beyond what is necessary to fulfill your request. Outputs are informational, may contain errors, and must be independently verified before reliance. We are not liable for decisions made using the Service.

8. Warranty Disclaimer

The Service is provided “as is” and “as available,” without warranties of any kind—express or implied—including accuracy, reliability, or fitness for a particular purpose. Use the Service at your own risk.

9. Limitation of Liability

To the maximum extent permitted by law:

• We are not liable for any direct or indirect damages arising from your use of the Service.
• If liability is imposed, it is limited to the amount you paid us in the twelve (12) months preceding the claim.
• We are never liable for consequential, incidental, punitive, or special damages, even if advised of the possibility.

10. Termination

We may modify, suspend, or terminate the Service—or your access to it—at any time, for any reason, without notice. You may close your account at any time via Settings; deletion is permanent and irreversible.

11. Governing Law & Dispute Resolution

These Terms are governed by the laws of the State of Idaho, U.S.A., without regard to conflict-of-law principles.

• Binding arbitration in Boise, Idaho will resolve any dispute arising from or related to the Service.
• You waive the right to jury trials and to participate in class or representative actions.
• If any provision of these Terms is held unenforceable, the remaining sections remain in full force.

12. Changes to These Terms

We may update these Terms at any time. Revised Terms become effective upon posting. Your continued use after the effective date constitutes acceptance.

13. Contact

Questions about these Terms? Email contact@quotechecker.ai.

QuoteChecker.ai provides informational insights only and does not constitute legal or contracting advice. Consult a qualified professional before relying on any Output.